I married my husband about a year after college. At 23 and 24, we were naïve about many things. Money was one. While we did receive marriage counseling, the experience was downright abysmal. So bad, in fact, that we quit one counselor because he was convinced I cared more about the wedding flowers than the marriage. Actually, I wanted nothing more than a fuss-free elopement, but that didn’t fit into his view of women.
Our second round of counseling was from a couple at our church. I forget what all they covered, but it was a very Sunday school format…
My son went back to daycare this week. He has been home with me for this last year due to COVID interrupting my career, but it was time for me to get back to a full-time schedule of work. We were fortunate that the daycare he was at as an infant had a place open back up.
The daycare transition hasn’t been easy. The first day there were tears — for both of us. The last two days, there have still been many tears on his end.
My guess is a lot of parents are looking at putting children back…
If you are like most people in their 20s and 30s, planning for your retirement means maxing out your 401k contributions at work. You might have an IRA account too. Maybe even real estate. You might be consulting a financial planner who tells you that you are on track for your target investment amount.
It won’t do you much good if your house is underwater, if your city runs out of water, or if the economy (and your stock market investments) totally collapses under the weight of climate migration.
Not a single house in my neighborhood is wheelchair accessible, not even the ground floor. Every house could be.
Why should I care? After all, I am not in a wheelchair. I have never needed a wheelchair — yet. One day, though, I will. And you will too.
Why? It might be a broken leg. Or a complicated pregnancy. Or a torn knee-tendon. Injuries after a car accident. Complications from Lyme’s disease. Rheumatoid arthritis. Old age.
The reasons people end up in wheelchairs are numerous and usually unexpected. We assume our own good health until we lose it. Those who…
My sister came down to visit me for the first weekend of November. We’d both been playing it safe during the pandemic— masking, avoiding crowds, etc. She figured that the early part of the month would be better for traveling than Thanksgiving. We didn’t reckon on Chicagoland having a massive outbreak the week she left.
Since the epidemic started, it’s been my sister’s health that I have worried about more than my own. Her immune system is not the best.
She felt fine the day that she traveled. The next day, she had a sore throat. Her roommate also developed…
As a junior in college, I looked at a study abroad program that would have let me spend a semester at Oxford. I decided not to apply, largely because I had just started dating a cute boy. That cute boy became my husband two years later. To this day, we are happily married. To this day, I regret not doing a semester in Oxford.
Why would I regret my decision when it made romance with the love of my life easier?
One answer is that regret isn’t a logical emotion. I am admittedly someone who hates choosing one thing because…
Last week I published “A $15 Minimum Wage Won’t Cut It”. The one comment I received was a criticism that relied on two arguments: One — not all jobs are worth a “middle-class income”. Two — small businesses would collapse if required to pay minimum wage. Those are pretty typical arguments against raising the minimum wage. Let’s take a close look at the second objection.
Small businesses are under a lot of strain these days. Some industries have been hit particularly hard: local restaurants, entertainment companies, and non-grocery retailers. They are hurting. Some estimates say 31% of small businesses have…
We should fight for localized living wages instead
Can you afford living in America? For more than half of this nation, the answer is “no.”
A little bit of this is due to the present pandemic. Since this started, homelessness has gone up. Lines for food pantries now routinely wrap around the block down the street. Since the initial dip in the spring, employment has come back up. The stock market has rebounded. Investors feel cheerful. But family finances are shaky for many and downright desperate for some.
People may have found jobs, but clearly, the jobs aren’t enough.
As year-end comes into view, many families start to think more about giving. For some, the motivation to give is tax-deductions. For others, it’s the spirit of Christmas. But every year, just as people start getting into the spirit of giving, a number of articles and memes will circulate telling everyone who does NOT deserve their money.
“Don’t give to Operation Christmas Child. It’s not worth the shipping cost!”
“Don’t give to the Salvation Army! They don’t actually pay their thrift store workers fair wages.”
“Don’t give to the Red Cross! …
October is pregnancy loss awareness month. This year, the month began with Chrissy Teigan sharing the loss of her little baby boy. I felt for her, so much, having gone through a similar loss myself.
Three years ago, I was lying on the couch in the evenings, dizzy and distraught due to a complicated miscarriage of what my ObGyn suspected had been an ectopic pregnancy. I had just started a job a month before that. I didn’t have any accrued Personal Time Off. I didn’t have any savings. What I did have were a lot of medical appointments. This is…
Freelance writer trying to make the world a better place